Precious Metals IRA Review - The Best of 2022

March 1, 2023 - Written by Marvin Polito

Precious metals have been one of the most trusted forms of investment, offering protection from inflation, market risks, and other issues our economy currently faces.

Investing in precious metal IRAs are a tax-efficient way to diversify your portfolio; below we detail the top precious metal IRA companies on the market based on client feedback, business ratings, pricing, and investment processes.

#1 Best Pricing

Goldco Precious Metals

Rated 4.9/5 Stars Overall

  • Over 10 years of experience
  • Low fees
  • Highest level of customer service
  • Exclusive promotions
#2 Best Client Feedback

Augusta Precious Metals

Rated 4.8/5 Stars Overall

  • Backed by ambassador Joe Montana
  • 1-on-1 educational conference
  • Simple investing process
  • Best client feedback
#3 Best Brand Recognition

American Hartford Gold

Rated 4.6/5 Stars Overall

  • Best brand recognition
  • Been in business since 2003
  • Family-owned
  • Works with many reputable ambassadors

The Best Precious Metal IRA Companies for 2022

Disclosure: We may receive compensation if you purchase through the links on this website. However, this does not affect how much you pay or the integrity of our review. We simply choose the best option for retirees. 

Company

Best For

Header

#1 Goldco Precious Metals

Best Customer Service & Pricing

#2 Augusta Precious Metals

Best Client Feedback

#3 American Hartford Gold

Best Brand Recognition

#4 Birch Gold Group

Best Education

#5 Noble Gold Investments

Lowest Minimum

#1 Best Client Feedback

4.9/5 Rating

#2 Best Pricing

4.8/5 Rating

#3 Best Buyback Program

4.7/5 Rating

#4 Best Education Options

4.5/5 Rating

#5 Lowest Minimum

4.3/5 Rating

Let's Continue Our Review of the Best Precious Metal IRA Companies...

#1 Goldco Precious Metals

Best Pricing, Best Customer Service

Rated 4.9/5 Stars

Key Features

  • Over a decade of gold IRA handling
  • Up to $10,000 in free silver: Click Here
  • White-glove customer service
  • Low yearly fees 

Goldco Precious Metals is one of the most well-known gold and silver IRA companies in the United States.

They have made a name for themselves with top-tier customer service, low fees, transparent processing, and stellar customer service.


About Goldco:

Goldco Precious Metals was founded in 2006 with the mission of helping investors diversify their portfolio and secure their retirement funds with gold and silver.

Goldco now offers gold, silver, platinum, and palladium to their IRA investors, which allows you to invest in only one metal, or a customized combination of the metals of your choice. 

Trevor Gerszt is the founder and owner of Goldco; he has decades of experience in wealth and asset protection which plays a large part in Goldco's mission and processes. 

Goldco is at the top-tier for business ratings in the IRA industry: they maintain an A+ with Better Business Bureau, an AAA with the Business Consumer Alliance, and a 4.8 on TrustPilot.


Who is Goldco Precious Metals Best For?

Goldco Precious Metals is best for the specific investors who:

  • Want to save their funds from risks of the stock market. Precious metals are a no-risk investment, which offer a safe haven against market fluctuations. Even when traditional securities are falling, precious metals like gold and silver stay consistent. 
  • People looking for a safe retirement investment. As mentioned above, traditional stocks, mutual funds, and bonds, are no longer the safe haven investment we once thought of them as. But when it comes to precious metals, you don't have to do extensive research. Precious metals are safe, have a finite supply, and intrinsic value to maintain their demand. 
  • People who are retired or are about to retire. The crisis in 2008 was a disaster, and the financial security of our current market is offering no promises. Protecting your hard-earned wealth from similar risks is best done with precious metals.
  • People who don't want their funds reliant on fiat-currency or a stock market running on it. The debt of our nation is the greatest in the world, and as we now see, our politicians have no desire to stop printing more of our currency, leaving the financial burden on us. Precious metals offer a safe way out before this disaster gets worse.

Fees & Minimum Investment

Fees: $175-$230/year

Investment Minimum: $25,000

Promotions: Up to $10k in free silver

Pros

  • Best pricing in the industry
  • New client promotions
  • Backed by Sean Hannity and many others
  • Stellar customer service

Cons

  • Only for U.S. investors
  • Online setup not offered
#1 Goldco Precious Metals

Best Pricing, Best Customer Service

Rated 4.9/5 Stars

Key Features

  • Stellar Business Ratings with BBB, BCA, etc
  • Unique promotions for new clients
  • White-glove customer service
  • Low fees 

Goldco Precious Metals is one of the most reputable gold and silver IRA companies on the market; their main focus is helping investors in the United States safeguard their wealth and retirement funds.

The company has maintained a solid reputation because of their professional and friendly customer service, no-pressure sales approach, stellar customer feedback, and transparent processes. 

Goldco's minimum investment is $25,000.

About Goldco Precious Metals

Goldco Precious Metals was founded in 2006 with the mission of "helping Americans achieve greater financial security by providing effective solutions that can help protect their retirement."

Goldco now offers gold, silver, platinum, and palladium to their IRA investors, which allows you to invest in only one metal, or a customized combination of the metals of your choice. 

Their staff has decades of experience in asset protection and wealth saving which plays into their mission. Simply put, they don't want to see your retirement or savings be eaten up by the increasing inflation or recession on the rise.  

Goldco is in the top 1% for business ratings in the IRA industry. They are rated with an A+ by the Better Business Bureau, an AAA with the Business Consumer Alliance, and a 4.8 by TrustPilot.

Who is Goldco Precious Metals Best For?

  • Investors that want to protect themselves from the stock market. 20 years ago, stocks and bonds were stable assets most people didn't think had many risks. In our day and age, things have greatly changed. We can no longer rely on he stock market or fiat currency to save our hard-earned wealth. We need to invest in assets that have real-world value and a limited supply.
  • People looking to save their retirement. As mentioned above, stocks, mutual funds, and bonds, are no longer the safe investment we once knew them to be. But when it comes to metals like gold and silver, they offer a way to save your retirement from the risks at hand.
  • Soon-to-be retirees with a 401k or traditional IRA. Whether or not your retirement funds are with an employer, you can roll them over into a gold IRA. With Goldco, the process is simple and your funds will then be backed by precious metals immediately. 
  • People who don't want their funds reliant on political involvement. The United States is the biggest debtor in the world. Who does that burden fall on? Americans with money in the economy or fiat currency running the show. Gold and silver currently offer a way out of the political mess we're all wrapped up in before it's too late to take the control back.

Fees & Minimum Investment

Fees:

Investment Minimum:

Promotions

$175 per year

$25,000

Changing promotions, currently up to $10k in free silver

Pros

  • Best pricing 
  • New client promotions
  • Great business ratings 
  • Stellar customer service

Cons

  • Only for U.S. investors
  • No online setup
goldco customer review 2
goldco customer review

Fees & Minimum Investment:

The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.

Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.

#2 Augusta Precious Metals

Best Client Feedback

Rated 4.8/5 Stars

Key Features

  • Common choice with wealthy investors
  • 1-on-1 educational conference
  • Simple investing process
  • Best client feedback

About Augusta Precious Metals

Augusta Precious Metals is one of the largest gold and silver dealers in the United States. Based in Casper, WY, the company has an A+ rating with the Better Business Bureau and offers a variety of investment options. For those who want to diversify their portfolio, precious metals are an excellent choice. They are a tangible asset that aren't subject to the fluctuations of the stock market or government interference.

Augusta Precious Metals has a variety of IRA and other storage options, such as a secure depository in Delaware. Customers can also rollover funds from existing retirement accounts. In addition, Augusta Precious Metals offers gold and silver IRA-eligible coins.

Augusta Precious Metals is a trusted partner with the International Depository Services Group (IDSG). They maintain seven secure vaults around the world. Augusta's vaults ship to a client's mailbox or other location of their choice. The company also offers free 100% insured shipping and refunds in case of loss.

Augusta Precious Metals offers quality precious metals at an affordable price. This company also has a reputation for providing excellent customer service. The company is rated A+ by the Better Business Bureau and has no complaints filed against them. Customers can contact the company anytime for assistance and to inquire about any issues.

Augusta Precious Metals has a long-standing history of providing gold and silver bullion. This company also offers precious metal IRA accounts and comprehensive guides for setting up a gold IRA. The company is also known for providing lifetime customer support and offers free educational videos to their customers.

Who is Augusta Precious Metals Best For?

Augusta Precious Metals is the best option for those with a high starting investment that are looking to diversify their portfolio with secure, tangible assets. 

Fees & Minimum Investment

Fees:

Investment Minimum:

Promotions

$180 per year

$50,000

Fees waived for up to 10 years

Pros

  • Harvard economist for one-on-one conferences
  • High number of wealthy clientele
  • Customized approach for each client
  • No complaints to date

Cons

  • $50k min. investment
  • Doesn't offer platinum/palladium
  • Educational approach takes more time from start to finish
augusta customer review
augusta customer review 2
#3 American Hartford Gold

Best Buyback Program

Rated 4.7/5 Stars

Key Features

  • Best buyback program
  • $10k min. investment
  • In business for 2 decades
  • Best brand Recognition in industry

About American Hartford Gold

If you are considering investing in gold or silver, American Hartford Gold is a company to consider. This company makes it easy to purchase gold and silver and gives you numerous options: they can deliver your gold or silver to your home or deposit it directly into your retirement account, TSP, or 401K. You don't need to liquidate your gold or silver, and the company has a near-perfect customer satisfaction rating.

American Hartford Gold's management team is committed to quality service and fair pricing. They strive to inform and educate their clients about their precious metal investments. They also offer a price match guarantee. They also offer access to industry experts and product specialists. You won't have to pay a penny more than what you originally paid for your gold or silver.

If you're new to investing in precious metals, you might be worried about the high costs. This is why American Hartford Gold offers a flexible investment plan that allows you to invest a small amount each month. It costs $180 a year to store your precious metals, but you don't have to pay that up-front.

AHG also has a gold buyback program. When you are ready to sell your gold, you can make a request for a withdrawal. Once your request has been approved, the company's agents will inform you of the exact amount you can sell. You can then wait a few days for your cash.

American Hartford Gold offers gold IRAs. They pride themselves on their easy account setup. While some companies promise a 24-hour setup, they offer a middle-ground option where you contact an account representative and complete the paperwork. Your account will be set up with your custodian or storage facility.

Fees & Minimum Investment

Fees:

Investment Minimum:

No listed

$10,000

American Hartford Endorsers

Pros

  • Great brand recognition
  • Backed by Bill O'Reilly, Megyn Kelly
  • Family owned and operated
  • Best buyback program

Cons

  • No online account setup
  • Only for U.S investors
#4 Birch Gold Group

Best Education

Rated 4.5/5 Stars

Key Features

  • Backed by Ron Paul
  • $10,000 minimum investment
  • In business since 2003

About Birch Gold Group

Birch Gold Group has been around for more than two decades and has served many clients. Its primary focus is retail sales of gold, although it also offers IRA services. Its inventory of precious metals is impressive. But one of the biggest drawbacks of Birch is that the company doesn't offer much information about its products.

Aside from providing investment options, Birch Gold Group also facilitates gold IRA rollovers. The company also serves as a custodian and storage facility for self-directed IRAs. While most 401(k) providers offer traditional options like stocks, bonds, exchange-traded funds, and index funds, they don't offer precious metals.

Birch Gold Group is an accredited business with several years of experience in the precious metals industry. They offer a good selection of services and are free from scams. In addition to this, Birch Gold Group has a good reputation and many satisfied customers. As a result, they are widely regarded as one of the best precious metals companies in the US.

Birch Gold Group is an excellent choice for investors who want to protect their retirement and wealth. They offer all four IRS-approved metals - gold, silver, and platinum - and have developed strategies for all four. These strategies also help you protect your retirement and family's financial security.

Fees & Minimum Investment

Fees:

Investment Minimum:

$150 per year, $50 setup fee

$10k

Pros

  • Numerous investment options
  • Backed by Ron Paul
  • Clear, fast communication
  • Decades of experience in investing

Cons

  • No online account setup
  • Only for U.S investors
satisfied Birch Gold Group customers

#5 Noble Gold Investments - Lowest Minimum


4.4/5 Rating

*Has cryptocurrency options

*Lowest minimum investment

*Great customer service


If you are thinking of investing in gold and silver, Noble Gold Investments is a great option. The company offers a variety of products, including IRA accounts and a range of gold bars and coins. You can also open an account for silver and buy platinum and palladium coins. You'll be able to access your balance online and receive helpful information about the precious metals. The company also offers a Royal Survival Pack that is a great way to protect your assets in the event of a disaster.

Noble Gold Investments has an A+ rating from the Better Business Bureau. Their average consumer rating is 4.8 out of 5. Consumer Affairs and Trustlink have both given Noble Gold a five-star rating. The company's website is user-friendly, and it is easy to find out about their investment options. All you need to do is fill out a simple form, and an adviser will contact you within 24 hours.

If you're interested in investing in gold and silver coins, Noble Gold offers an extensive educational resource center. Its agents are highly educated and will answer all of your questions professionally. It also consults with industry experts, including estate planning attorneys, financial agents, and certified public accountants, to ensure that clients receive the best advice possible.

The company offers free investment guides and helps investors make educated investment decisions. The company is based in Pasadena, California, and strives to educate its customers through education. As a result, it offers a gold IRA guide that outlines the benefits of long-term gold and silver investments. The guide isn't a sales pitch and is filled with facts.